Skip Navigation

Team

Managing Attorney

President

Office Manager

Guarantee

Customer Satisfaction Guarantee

If you feel that your paid consultation does not bring clarity to your situation, or provides options for resolving your legal issue, we’ll refund your consultation payment in full.

Learn more
Close Btn
Close Btn

Practice Areas

(480) 508-0886
Close Btn

Team

(480) 508-0886
Close Btn

Immigration Law

Close Btn

Family Law

Close Btn

Estate Planning

Close Btn

Criminal Law

Close Btn

Business Law

Close Btn

President

Close Btn

Managing Attorney

Close Btn

Office Manager

Aug 23, 2022

Five Things to Do About Identity Theft

Identity theft is a consumer’s worst nightmare. It can cause you to lose all your.

Five Things to Do About Identity Theft

Identity theft is a consumer’s worst nightmare. It can cause you to lose all your savings and your access to credit in just a matter of hours, even if you have spent decades paying your bills on time and building your creditworthiness. Sometimes identity thieves strike even if you do everything you can to protect against yourself. Perhaps you always use secure passwords, do not post your identifying information publicly online, and do not transmit sensitive information online unless you are sure that the site is secure and there is no other way to complete the transaction (for example, paying for a content subscription or signing up for direct deposit for your job), but identity thieves can steal your identity by breaching the devices and accounts of parties other than the identity theft victims themselves. 

For example, your identifying information could get stolen from your doctor’s office or a company with which you make payments on AutoPay. If you are being charged with financial crimes related to stolen financial information or Social Security numbers, contact an Arizona criminal lawyer.

Notify the Companies Where the Fraudulent Transactions Took Place

In many cases, the first indication that you have been a target of identity theft is that your credit card statement or bank statement includes transactions that you did not authorize. Of course, you should notify your bank or credit card of the unauthorized activity, but you should also notify the vendors where the identity thieves made the purchases. This way, you can get the money refunded more quickly. Your credit card company or bank might also freeze or close your account to stop future fraudulent purchases.

File Reports With the Police and the FTC

Credit card companies receive calls disputing charges all the time; they are more likely to take you seriously about identity theft, instead of thinking that you are just experiencing buyer’s remorse and trying to talk your way out of making extravagant purchases if there is a police report to back up your claims. When you notify the Federal Trade Commission (FTC) and your local police department about the identity theft, they can begin investigations that can help you get your money back or get court-ordered damages or restitution to compensate you for the losses resulting from the identity theft.

Freeze Your Credit

Freezing your credit is when you instruct the three credit reporting agencies not to release your credit reports to anyone until you remove the freeze. It is a good idea to do this not only when you notice fraudulent charges that could indicate identity theft, but you should also freeze the credit reports of Social Security numbers associated with children, since, in these cases, the identity theft often goes on for many years before anyone notices. Imagine turning 18 and finding out that accounts connected to your Social Security number have already incurred tens of thousands of dollars of debt.

Place a Fraud Alert on Your Credit Reports

You might prefer not to freeze your credit if you still need to release your credit reports because you are applying for loans, jobs, or housing. Another option is to place a fraud alert on your credit reports. Simply notify one of the three credit reporting agencies that you suspect fraud, and all three credit reporting agencies will use more scrutiny in investigating loan applications and other activity on your credit report. It is free to place a fraud alert, and the alert remains active for a year.

An Ounce of Prevention Is Worth a Pound of Cure

The best solution to identity theft is to stop identity theft before it happens. You can protect yourself from identity theft by not disclosing your Social Security number to anyone unless it is absolutely necessary, changing your online passwords frequently, and using two-factor authentication on accounts that offer this service. You should also look at your bank account statements, credit card statements, and medical bills very carefully and speak up at the first sign of suspicious activity. Depending on the circumstances of the identity theft, you may also need the help of a criminal defense lawyer or a consumer law attorney.

Contact Singular Law Group About Identity Theft

Everyone accused of a crime in the United States has the right to representation by a defense attorney. A criminal defense lawyer can help you if you are being accused of identity theft or if your stolen identity has been connected to financial crimes. Contact Singular Law Group PLLC in Tempe, Arizona, to set up a consultation.

Unlock exclusive legal insights delivered straight to your inbox.

Related articles

The Impact of Fraud on Businesses and How to Litigate it
Aug 31, 2024

The Impact of Fraud on Businesses and How to Litigate it

As an entrepreneur, you pride yourself on knowing when people are lying and yet being.

Navigating Business Disputes: Challenges and Solutions
Aug 15, 2024

Navigating Business Disputes: Challenges and Solutions

Especially in podcasts and interviews, successful entrepreneurs tend to talk about business strategy the way.

Understanding Miranda Rights
Jul 31, 2024

Understanding Miranda Rights

Arresting people and then forcing them to confess, or recording a confession when the defendant.

Chat with us, our team is here to answer all your questions